:root{
  --navy:#0c3455;
  --navy2:#123f64;
  --blue:#0879bd;
  --blue2:#0b8fd3;
  --teal:#18b8bd;
  --ink:#17334d;
  --muted:#5c7082;
  --pale:#f1f8fc;
  --line:#dce7ef;
  --white:#fff;
  --shadow:0 12px 32px rgba(17,54,82,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;color:var(--ink);line-height:1.6;background:#fff}
img{max-width:100%;display:block}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.container{width:min(1180px,calc(100% - 48px));margin:auto}
.topbar{background:var(--navy);color:#fff;font-size:14px}
.topbar .container{min-height:42px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.topbar-left{font-weight:600;letter-spacing:.15px}
.topbar-right{display:flex;gap:22px;align-items:center;flex-wrap:wrap}
.header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20;box-shadow:0 2px 10px rgba(0,0,0,.03)}
.nav{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand img{width:178px;height:auto}
.navlinks{display:flex;align-items:center;gap:28px;font-weight:700}
.navlinks a{color:var(--ink);white-space:nowrap}
.navlinks a:hover{color:var(--blue);text-decoration:none}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff!important;border-radius:9px;padding:14px 23px;font-weight:800;box-shadow:0 8px 18px rgba(8,121,189,.20)}
.btn:hover{transform:translateY(-1px);text-decoration:none;box-shadow:0 10px 22px rgba(8,121,189,.28)}
.btn.outline{background:#fff;color:var(--blue)!important;border:1.5px solid var(--blue);box-shadow:none}
.menu{display:none;font-size:28px;background:none;border:0;color:var(--ink)}
.hero{background:linear-gradient(90deg,#eef8fd 0%,#f6fbfe 47%,#fff 100%);overflow:hidden}
.hero-grid{min-height:555px;display:grid;grid-template-columns:1fr 1.02fr;align-items:center}
.hero-copy{padding:68px 0 64px}
.eyebrow{color:var(--blue);font-weight:900;letter-spacing:2px;text-transform:uppercase;font-size:14px;margin-bottom:15px}
h1{font-size:clamp(42px,5vw,68px);line-height:1.04;letter-spacing:-2px;margin:0 0 24px;font-weight:900}
h2{font-size:clamp(30px,3.2vw,43px);line-height:1.12;letter-spacing:-1px;margin:0 0 15px}
h3{font-size:20px;line-height:1.2;margin:0 0 9px}
.lead{font-size:21px;color:var(--muted);max-width:650px;margin:0 0 28px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:32px}
.trust{display:flex;gap:0;flex-wrap:wrap}
.trust-item{padding:0 22px;border-right:1px solid #b9d8ea;color:#24516f;font-size:14px;font-weight:700;line-height:1.35}
.trust-item:first-child{padding-left:0}
.trust-item:last-child{border:0}
.hero-photo{height:555px;position:relative}
.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:center;border-radius:0 0 0 80px}
.hero-badge{position:absolute;right:28px;top:56px;background:rgba(255,255,255,.94);padding:18px 22px;border-left:5px solid var(--teal);font-size:19px;font-weight:800;line-height:1.25;box-shadow:var(--shadow)}
.section{padding:76px 0}
.section.pale{background:var(--pale)}
.section-head{display:flex;justify-content:space-between;align-items:end;gap:25px;margin-bottom:30px}
.section-head p{max-width:700px;color:var(--muted);margin:0}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:13px;padding:27px;box-shadow:0 7px 22px rgba(17,54,82,.05)}
.card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.icon{width:48px;height:48px;border-radius:12px;background:#e8f5fc;color:var(--blue);display:grid;place-items:center;font-size:24px;margin-bottom:18px}
.card p{color:var(--muted);margin:0 0 16px}
.learn{font-weight:800}
.split{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}
.checks{display:grid;grid-template-columns:1fr 1fr;gap:13px;margin-top:25px}
.check{font-weight:700;color:#31526b}
.check:before{content:"✓";display:inline-grid;place-items:center;width:24px;height:24px;background:#dff5f3;color:#0b8b8d;border-radius:50%;margin-right:9px;font-size:13px}
.panel{background:var(--navy);color:#fff;border-radius:20px;padding:42px;box-shadow:var(--shadow)}
.panel p{color:#d5e7f2}
.cta{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:58px 0}
.cta-row{display:flex;justify-content:space-between;align-items:center;gap:30px}
.cta p{color:#d7e6ef;margin:5px 0 0}
.footer{background:#082a45;color:#d7e5ee;padding:50px 0 20px}
.footer-grid{display:grid;grid-template-columns:1.4fr .8fr .8fr;gap:50px}
.footer h3,.footer h4{color:#fff}
.footer a{color:#d7e5ee}
.footer p{color:#bcd0dd}
.small{font-size:13px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:35px;padding-top:18px;display:flex;justify-content:space-between;gap:20px}
.page-hero{background:linear-gradient(135deg,#eef8fd,#fff);padding:65px 0}
.page-hero h1{font-size:52px;max-width:850px}
.page-hero .lead{max-width:800px}
.form{display:grid;gap:18px;max-width:800px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.form label{font-weight:800;font-size:14px}
.form input,.form textarea,.form select{width:100%;margin-top:6px;border:1px solid #c8d8e3;border-radius:8px;padding:13px 14px;font:inherit;color:var(--ink);background:#fff}
.form textarea{min-height:150px;resize:vertical}
.notice{padding:14px;border-radius:8px;background:#eef8fd}
.article-wrap{min-height:400px}
.soro-note{margin-bottom:28px;color:var(--muted)}
@media(max-width:950px){
  .navlinks{gap:16px}
  .navlinks .btn{padding:12px 15px}
  .hero-grid{grid-template-columns:1fr}
  .hero-photo{height:430px}
  .hero-photo img{border-radius:0}
  .cards{grid-template-columns:1fr 1fr}
}
@media(max-width:760px){
  .container{width:min(100% - 30px,1180px)}
  .topbar .container{justify-content:center}
  .topbar-left{display:none}
  .nav{min-height:74px}
  .brand img{width:150px}
  .menu{display:block}
  .navlinks{display:none;position:absolute;left:15px;right:15px;top:74px;background:#fff;padding:18px;box-shadow:var(--shadow);border:1px solid var(--line);border-radius:10px;flex-direction:column;align-items:stretch}
  .navlinks.open{display:flex}
  .navlinks .btn{text-align:center}
  .hero-copy{padding:48px 0}
  h1{font-size:42px;letter-spacing:-1px}
  .lead{font-size:18px}
  .hero-photo{height:330px}
  .trust-item{margin-bottom:12px}
  .cards,.split,.footer-grid,.form-grid{grid-template-columns:1fr}
  .section{padding:55px 0}
  .section-head,.cta-row{display:block}
  .section-head .learn{display:inline-block;margin-top:12px}
  .checks{grid-template-columns:1fr}
  .footer-bottom{display:block}
  .footer-bottom>*{margin-bottom:8px}
}

.problem-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:28px}.problem-card{background:#fff;border:1px solid var(--line);border-radius:13px;padding:22px;box-shadow:0 7px 22px rgba(17,54,82,.05)}.problem-card strong{display:block;font-size:18px;margin-bottom:8px;color:var(--ink)}.problem-card span{display:block;color:var(--muted);font-size:15px}.alt-section{background:#fff}.professional{background:#f7fbfd}.professional-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:55px;align-items:center}.mini-list{display:grid;grid-template-columns:1fr 1fr;gap:14px}.mini-list>div{background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px}.mini-list strong{display:block;font-size:17px;margin-bottom:5px}.mini-list span{color:var(--muted);font-size:14px}@media(max-width:950px){.problem-grid{grid-template-columns:1fr 1fr}.professional-grid{grid-template-columns:1fr}}@media(max-width:760px){.problem-grid,.mini-list{grid-template-columns:1fr}}